Terms of USe

INTRODUCTION 

These Terms and Conditions (“Terms”) govern your use of this website operated by Krag Advisory Pte Ltd. (“we,” “us,” or “our”). By accessing or using this website, you agree to be bound by these Terms. If you do not agree, you must not use this website. 

WEBSITE PURPOSE 

This website is provided for general informational purposes and to allow users to contact us via a contact form. The website does not provide: 

• Professional legal advice 
• Financial advice 
• Medical advice 
• Any guaranteed service commitments unless explicitly stated in writing. 

ELIGIBILITY 

By using this website, you confirm that:

• You are at least 18 years old, or using the website under supervision of a legal guardian 
• You have the legal capacity to enter into binding agreements 
• You will use the website in compliance with applicable laws in United Arab Emirates. 

ACCEPTABLE USE 

You agree not to use this website: 

• For unlawful, fraudulent, or malicious purposes 
• To transmit harmful code, malware, or spam 
• To submit false, misleading, or deceptive information 
• To attempt unauthorized access to the website or hosting infrastructure 
• To interfere with website security or functionality We reserve the right to restrict or block access if misuse is detected. 

CONTACT FORM SUBMISSIONS 

When you submit information via our contact form: 

• You agree that the information provided is accurate and truthful
• You grant us permission to use the data solely for responding to your inquiry
• You must not submit sensitive personal data unless necessary.

All submissions are handled in accordance with our Privacy Policy. 

INTELLECTUAL PROPERTY 

Unless otherwise stated:

• All website content (text, design, logos, layout) is owned by or licensed to Krag Advisory PTE LTD
• You may not copy, reproduce, distribute, or modify content without written permission Unauthorized use may result in legal action. 

WEBSITE AVAILABILITY 

We do not guarantee that the website will always be available, uninterrupted, or error-free. We may: Suspend access for maintenance Update or modify website content at any time Change or discontinue services without notice The website is hosted using infrastructure provided by GoDaddy, and availability may also depend on third-party infrastructure. 

DISCLAIMER OF WARRANTIES 

This website is provided on an “as is” and “as available” basis. To the maximum extent permitted by law: We make no warranties regarding accuracy, completeness, or reliability of content We do not guarantee that the website will be free from errors, viruses, or interruptions. 

LIMITATION OF LIABILITY 

To the fullest extent permitted by law United Arab Emirates: We shall not be liable for: Any indirect, incidental, or consequential damages Loss of data, revenue, or business opportunities Damages arising from use or inability to use the website Your sole remedy for dissatisfaction is to stop using the website. 

THIRD-PARTY SERVICES This website may rely on third-party services, including: 

• Hosting and infrastructure (GoDaddy Inc.) 
• Email or communication providers 
• Optional analytics or embedded tools.

We are not responsible for third-party content, policies, or practices. 

PRIVACY 

Your use of this website is also governed by our Privacy Policy, which explains how we collect and process personal data in compliance with the applicable law.  

DATA SECURITY 

We take reasonable technical and organizational measures to protect website data; however, we cannot guarantee absolute security of internet-based transmissions. 

TERMINATION We reserve the right to restrict or terminate access to the website at any time without notice if we believe you have violated these Terms. 

GOVERNING LAW & DISPUTE RESOLUTION 

These Terms shall be governed by and interpreted in accordance with the laws of the United Arab Emirates. In the event of any dispute, the Parties agree to first attempt to resolve the matter amicably through good faith negotiations and mediation. Any unresolved disputes shall be subject to the exclusive jurisdiction of the DIFC Courts. 

CHANGES TO TERMS 

We may update these Terms at any time. Changes will be posted on this page with a revised “Effective Date.” 

Continued use of the website constitutes acceptance of the updated Terms. 

CONTACT INFORMATION 

If you have any questions about these Terms: Email: contact@kragadvisory.com 

Last updated May 16th 2026